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  • HOME
  • 日本語
    • カイロプラクティックとは? >
      • 背骨がズレると
      • ぎっくり腰
      • 痛みの原因と治療
    • ベストクリニックについて
    • 医師&診察部屋の紹介
    • 診察時間 & 住所
    • 診察料&サービスリスト
    • クリニックのポリシー&キャンセル料
    • 交通事故
    • 健康保険
    • ペットについて
    • お問い合わせ
  • English
    • What is Chriopractic?
    • About Us
    • Doctor & Examination Rooms
    • Location & Office Hours
    • Fee & Service list
    • Clinic Policy & Cancellation Fee
    • Auto Accident
    • Insurance
    • Animals
    • Contact Us
  • Contact Us
    • HIPAA
    • Accessibility Statement
  • Exercises
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YOUR CART

Auto Accidents

The important factors if you get into an auto accident & automobile/car insurance coverage

The following may not apply depending on the policy of the insurance company.
For more details, please contact your insurance company.

When you get in an accident
  1. If anyone is hurt, call 911
  2. Call the police. If no one is hurt, the police may not come.
  3. Trade each other's information even if there is no damage to you or the car
  4. Note down the following: Drivers license, number plate of the car, phone number and address, Insurance and policy number, How many people were in the car, Car name;model name; and year, The owner of the cars name;address;and phone number(you can call them on the spot to confirm their number)
  5. If you have a camera, take a picture of your cars damage and surroundings. Ask them if you can take a picture of their car damage.
  6. If there's any witness, ask them for their name and contact number.
  7. Inform your automobile insurance company that you got into an accident. Give them the information you received.
  8. If you have any kind of pain, visit a chiropractor. If you need a treatment, get treated.
  9. Get your car fixed, and during that time rent a car .

About your automobile insurance

  • I got into an accident, should I use my own insurance? or do I use the others insurance?
There are many different cases, however if you have your own insurance, it is best to let your insurance company handle everything.
After confirming the surroundings,witness, and laws the responsibility may be half/half, which both parties will come to a result later.
The responsibility result may be 100/0, 70/30, 51/49, 50/50 and more. To get the result it may take a long time.
If the accident involved more than 3 cars, most of the time it'll take more than 6 months to get the result.

  • If I get into an accident, will my insurance payment go up?
No. If the other party is at fault, your insurance will not change. When the result is 50/50 it'll still be the same.
The only time your insurance becomes more expensive is when your responsibility is 51% and up.


  • If I use my insurance, the pay will go up, so should I use the other party's insurance?
In California, your own automobile insurance will be your "primary".
Your own insurance company will pay for your treatments and car repair costs.
If you are not responsible for the accident, your insurance fee will not change. 
On the other hand, if you're responsible for the accident then even if  you use the other party's insurance, the pay will go up.
※ It is up to the insurance company to choose which party is responsible for the accident. 
Please remember that your hospital or clinic treatment bill is your own responsibility to pay.

  • If the other party is at fault, do I use the their insurance?
  1. If your insurance is a liability insurance, your insurance will not cover your medical bills. If that's the case, your medical and repair cost will be billed to the other party. You can also use your health insurance.
  2. If you have full coverage, your medical and repair cost will be covered by your own insurance. Your insurance company will be paying for everything and then will bill it it to the other party's insurance company. If the other party is at fault, they will pay everything for you and even if you use your own insurance, the cost of the insurance will not increase. It is also the same if the other party has no insurance.

  • Will my insurance cover 100% of the medical bills?
Whether you or the other party is at fault, it all depends on the insurance coverage.
If the coverage is little, then it can't be promised that the insurance will cover for the cost 100%.
If your Medical cover is only $1000, then your coverage is only up to $1000.
If an ambulance is used or the emergency room, $1000 will not cover for it.
There are many people who don't have automobile insurance, so it's recommended to have your Medical coverage more than $10,000.

  • The  types of Insurance
  1. Liability: Minimum insurance that is needed by law. When you are at fault for the accident, it will pay for the other party's damage and bills.
  2. Medical: It doesn't matter which is at fault, it will pay for your damage and bills. It will bill the other party's insurance for the payment.
  3. Uninsured Motorist: If the other party is at fault, but they don't have insurance, then your damage and bills will be paid by your insurance. The insurance company will bill the payment to the other party. Even if you were to get "hurt badly" it'll cover for your medical bills.
  4. Comprehensive / Collision: When you get into an accident, or your car gets damaged, or stolen, a case that doesn't have an other party,  the insurance will pay for the damages.
  5. Full Cover / Complete: It's a type of insurance that has all the 4 policies above. If you purchased your car by monthly payments, or its rented, it's required to get this insurance. 

Please note that depending on your insurance company, the policy may be different.
For more information on how to pick the correct insurance, or auto accident, please call "Achiwa Insurance Agency" at 213-253-1210
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Adress: 430 E. 2nd Street Los Angeles, CA 90012
Tel: (213)617-2228
Email: [email protected]
  • We are located inside of the "Honda Plaza"
  • Cross street: Alameda St. and 2nd. Street
  • ​Entrance is on Alameda street​
Parking: Please enter and park from Alameda St. (fee will apply on 2nd street)
​​Metro: Gold Line Station "Little Tokyo/Art District Station" 3min walk
  • Map view⇒http://goo.gl/maps/6HdhA
Hours
  • Mon/Tue/Wed/Fri: 9AM~5:30PM
  • ​Sat:7:30AM~4:00PM
  • Closed: Thursday / Sundays and Holidays
住所:430 East 2nd Street Los Angeles CA 90012
電話番号:(213)617-2228
Email:[email protected]
  • ロサンゼルス リトル東京 ホンダプラザ内 
  • アラメダストリートと2番通り(2nd street)の交差点の南西側
  • 入り口はアラメダ通り
​​​パーキング:Alameda沿いにあるHonda Plazaの駐車場は1時間無料です
​電車:メトロゴールドラインでリトル東京(Little Tokyo) 駅・徒歩 3分 
  • グーグル地図はこちら⇒http://goo.gl/maps/6HdhA​
営業時間
  • 月・火・水・金:9AM~5:30PM
  • ​土曜日:7:30AM~4:00PM
  • 定休日:木曜日・日曜日・祝日​
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